Here is a little bit about financial programs in California to help you in the wake of the Coronavirus pandemic.
Evictions: About 14 cities in California have issued temporary bans on evictions, but those are under review and being challenged by landlords to make sure their needs are met to pay mortgages and property taxes.
Foreclosures: In March 2020, Governor Newsome issued an executive order implementing an immediate moratorium on foreclosures and related evictions arising from the nonpayment of mortgage due to a substantial decrease in income or increase in medical expenses related to the Covid-19 pandemic.
Disability Insurance: If you are unable to work due to COVID-19 or because you are caring for someone with the disease, you can file a disability insurance claim, which provides for short term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work related injury, illness or pregnancy. You will usually get about 60-70 percent of your wages.
Paid Family Leave: If you are unable to work because you have COVID-19 or caring for someone who does and is quarantined, you can file a Paid Family Leave claim, also usually about 60-70 percent of wages.
Unemployment Claim: If your employer reduces your hours or completely shuts down leaving you without wages, you can file an Unemployment Insurance claim. To continue receiving benefits, you must verify that you are able to work and actively looking for work, but cannot find the work. Benefits are usually $40 to $450 per week.
Federal Unemployment Assistance: Visit the Department of Labor’s website, because you may also be able to make a federal unemployment assistance claim for money.
Also, Citibank, PNC Bank and Wells Fargo have made announcements that they are reducing fees and providing financial assistance to those in need.
Also, if you are a Gig Worker, the major companies like Lyft, Uber, Postmates and Doordash all have programs in place to assist workers who need medical attention and who require sick time off.